indian money health insurance

Many people stay away from taking a health insurance plan because of the exclusions. But now IRDAI has taken a positive step to reduce exclusions, which is a positive sign that will help in bringing greater transparency into health insurance plans . Indian Money CEO reveals how this reduction in exclusions holds a lot of promise for common people. Health Insurance Exclusions What are the common health insurance exclusions? Common exclusions include: 1.        Pregnancy and associated expenditures such as on vaccination, child birth, and similar other costs do not get immediate coverage. 2.        Pre-existing diseases have a waiting period between two to four years prior to start of the coverage and includes diseases such as high blood pressure and diabetes. 3.        Alternative treatment techniques are not covered by some insurance providers. These treatments include homeopathy , Ayurveda , unani , etc. 4.        Surgeries such as dental, co